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Home > Home InspectionFinding Structural Problems During Escrow 聳 Small Rural Home Example

Posted by nick_niesen in Home on November 8th http://www.cheapairmax270clearance.com/ , 2010

In rural home purchases, the transaction is often subject to a satisfactory home inspection being done. Any imperfections are usually corrected during escrow. Now and then, however, a home inspection uncovers severe structural problems. What happens then?

Structural Problems 聳 Small Rural Home

With a small rural home purchase cheap nike air max 270 , the discovery of structural problems can be more problematic. Typically, neither the seller nor buyer has sufficient funds to undertake major repairs. Still, solutions such as the following one can be found.

The house was a 3 bedroom, one bath cheap air max 270 green , rambler built on a crawl space set on a one-acre lot in a rural setting. The sellers were a husband and wife both of who were disabled. I聮m not talking about a 聯slipped on a banana peel聰 trumped up disability here. The husband had been electrocuted at work, spent 14 days unconscious and suffered a massive heart attack. The wife suffered from a progressive problem with arthritis. The buyer was a young widow with 3 children.

The home inspection turned up old termite and water damage. The termites had been killed and the drainage problem fixed, but the sill plates and floor joists were seriously damaged. The floors were somewhat soft and sagged in various areas. The young widow could not afford and did not want to deal with the problem. She asked to be released from the contract.

To complicate matters, the husband聮s former employer had declared bankruptcy and had not paid his medical bills. The husband was borrowing money to pay the bills cheap air max 270 white , but the medical bills were still growing. The sellers discussed the situation. They understood the buyer聮s point of view, but did not know how to fix the problem. Their mortgage lender declined to make a second loan and the sellers didn聮t have any savings left.

A business friend suggested the sellers ask a young builder friend to evaluate the structural damage. The goal was to get a ballpark idea of the cost to repair before throwing in the towel. It turned out that the builder couldn聮t remedy the problem because the house needed to be raised to give room for new sill plates and floor joists. The builder suggested a house-moving firm make suggestions.

The business friend also gave the sellers the name of a lender who had been useful to people in uncomfortable circumstances. The sellers contacted the lender and were able to get the necessary loan. The house moving firm and builder worked out a reasonable deal and the loan was used to get the necessary work done. The deal closed, the sellers paid off the loan, paid down bills and the buyer was happy.

The moral of the story? No matter what happens cheap air max 270 black , don聮t get angry, don聮t lose your cool and don聮t give up. If you can keep your head, behave like a reasonable adult, and keep communication lines open cheap air max 270 wholesale , your chances of holding your deal together are amazingly good.

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