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These credit card companies offer 0 APR credit card for several reasons and in several manners. Many cards offer 0 APR credit card for first six months and after the introductory period is over the regular APR is applicable on any purchases made through the cards. This offer for regular period ranges from 12.49% to 15.99% on such a 0 APR credit card.
Credit companies offering a student credit card offer a 0 APR credit card. Most of the 0 APR credit card offer applies to the student credit card on all purchases, cash advances and balance transfers as long as the student does not default under the card agreement. The 0 APR credit card is offered usually by most reputed banks like Citibank, ABN Amro Dwayne Haskins Youth Jersey , Chase, etc. Some merchants also offer 0 APR credit card like British Airways, NorthWest Airlines, Hilton Hotels Da'Ron Payne Youth Jersey , etc.
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0 APR credit card have the 0 APR period on limited to a few months. After the period is over the regular APR applicable on these cards can be fixed or variable. One must look for such a 0 APR credit card for which the regular APR period is most convenient. In a fixed APR credit card offer the finance charges are usually high but there is a bottom line for charging the finances. If the published index goes higher then the fixed APR does not change and finances charged remain the same. IN case of a variable APR after the introductory period is over on a 0 APR credit card, the finance charges are low. The existing APR is determined on the basis of published index on the basis of which the finances are calculated for the existing billing cycle.
Chase Cash Plus Rewards Visa, Discover Platinum Card Alex Smith Youth Jersey , Chase Platinum, American Express Rewards Gold Card, Citi Diamond Preferred Rewards Card, The GM Card Mastercard Sean Taylor Youth Jersey , Discover Platinum American Flag Card, Sony Platinum Visa Card, Citi Driver s Edge Platinum Select Card etc are some of the classic examples of a 0 APR credit card.
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