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Clearxchange Is Big Bank Competition For Paypal January 18 Eddie Vanderdoes Youth Jersey , 2014 | Author: Cornelius Nunev | Posted in Business
The Associated Press reports that PayPal should check its rear-view mirror, because three competitive banking giants are gaining. A new mobile payments program called clearXchange now makes it easier than ever for consumers to make person-to-person payments thru a mobile number or even with an email address. Three U.S. banking companies anticipate that clearXchange will eventually replace traditional money transfers altogether. Do not worry; you will still be able to get a payday loan.
Lower charges than prepaid debit and eBay’s PayPal service
Bank of America, Chase bank and Wells Fargo are suggesting the Charlotte, N.C. clearXchange has fewer fees than prepaid debit cards and eBay’s PayPal, even though banks bring on the fees. The person-to-person clearXchange will only be given to the three banks’ customer base Gareon Conley Youth Jersey , but it will change to the mobile payment program soon.
The Associated Press states that Jack Stephenson believes the clearXchange is very simple. Stephenson is JPMorgan’s Director of Mobile, eCommerce and Payments.
“Customers will be able to send and receive money even more quickly and easily,” he said, “with full confidence their funds are in a bank account without worrying about cash, checks or higher-cost services.”
The money in PayPal
From one year ago Reggie Nelson Youth Jersey , PayPal increased 28 percent in the money it processed as it processed $27.4 billion in 2011′s first quarter. EBay states that PayPal has about 100 million active users at all times. EBay is sure that PayPal will make more money than its parent business annually soon as PayPal’s revenue hit $992.3 million.
There’s ‘An innovative game-changer’
Business Wire spoke with Wells Fargo Executive V.P. Mike Kennedy who said the simplicity of clearXchange will change how mobile payments work.
“This is an innovative game-changer in electronic payments,” he said. “We want our customers to be able to easily send money to anyone without having to establish a new account outside their primary bank. All our customers need to know is the email address or mobile number of a friend or family member and (clearXchange) takes care of the rest.”
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